Manufacturing · Warren, MI
Welcome, Precision Metalworks, Inc.
Your agent: Sam WhitfieldHartline Insurance Group — Warren
Insurance · Policies & Exposure
As of Jun 1, 2026 · sample program, not live coverage| Coverage | Policy # | Limits | Effective | Expiration | Premium | Status | Actions |
|---|---|---|---|---|---|---|---|
| Commercial Property | HIG-CP-88210457 | $18.5M blanket | Jan 1, 2026 | Jan 1, 2027 | $64,200 | Active | |
| Commercial General Liability | HIG-GL-20559813 | $1M / $2M agg | Jan 1, 2026 | Jan 1, 2027 | $18,900 | Active | |
| Commercial Auto (Fleet) | HIG-CA-55280166 | $1M CSL | Jun 20, 2025 | Jun 20, 2026 | $14,700 | 19d left | |
| Workers' Compensation & Employers' Liability | HIG-WC-7741250 | EL $1M / $1M / $1M | Jan 1, 2026 | Jan 1, 2027 | $58,300 | Active | |
| Commercial Umbrella | HIG-UMB-90142277 | $10M excess | Jan 1, 2026 | Jan 1, 2027 | $21,000 | Active | |
| Cyber Liability + OT Endorsement | HIG-CYB-3398714 | $3M aggregate | Jun 28, 2025 | Jun 28, 2026 | $16,200 | 27d left | |
| Total annual premium | $193,300 | ||||||
6 of 6 lines · does not reflect your specific policy terms.
GL & WC Exposure Basis
Class codes with sales & payroll
0.88
EMR / X-Mod
| Code | GL Classification | St | Exposure |
|---|---|---|---|
| 51853 | Metal Goods Manufacturing — NOC | MI | $12.4MSales |
| 59005 | Machine Shops — NOC | MI | $3.1MSales |
| 52797 | Metal Stamping / Pressed-Metal Goods | MI | $2.2MSales |
| Code | WC Classification | St | Exposure |
|---|---|---|---|
| 3632 | Machine Shop — NOC | MI | $2.8MPayroll |
| 3030 | Iron or Steel — Fabrication / Structural | MI | $640KPayroll |
| 8810 | Clerical Office Employees — NOC | MI | $410KPayroll |
12% better than industry average.
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