Trucking · Port Huron, MI
Welcome, Blue Water Freight Lines, LLC
Your agent: Maria KovachHartline Insurance Group, Port Huron
Insurance · Policies & Exposure
As of Aug 12, 2026 · sample program, not live coverage| Coverage | Policy # | Limits | Effective | Expiration | Premium | Status | Actions |
|---|---|---|---|---|---|---|---|
| Commercial Auto Liability (Fleet) | HIG-CA-8812650 | $1,000,000 CSL | Nov 23, 2025 | Nov 23, 2026 | $412,000 | Active | |
| Physical Damage (Tractors & Trailers) | HVM-PD-881301 | Stated $2,850,000 | Nov 23, 2025 | Nov 23, 2026 | $95,000 | Active | |
| Motor Truck Cargo | HIG-MTC-881265 | $100,000 | Nov 23, 2025 | Nov 23, 2026 | $18,500 | Active | |
| Commercial Umbrella | SMT-UMB-902414 | $4,000,000 | Nov 23, 2025 | Nov 23, 2026 | $68,000 | Active | |
| Commercial General Liability | PRS-GL-8812650 | $1,000,000 / $2,000,000 | Mar 9, 2026 | Mar 9, 2027 | $14,200 | Active | |
| Workers' Compensation & Employers' Liability | RGM-WC-881277 | EL $1M / $1M / $1M | Apr 23, 2026 | Apr 23, 2027 | $96,000 | Active | |
| Total annual premium | $703,700 | ||||||
6 of 6 lines · does not reflect your specific policy terms.
GL & WC Exposure Basis
Class codes with sales & payroll
0.91
EMR / X-Mod
| Code | GL Classification | St | Exposure |
|---|---|---|---|
| 21453 | Truckmen, Motor Freight Carriers (Local & Long Haul) | MI | $9.8MSales |
| 10424 | Warehouses, Merchandise NOC (Cross-Dock Terminal) | MI | $620KSales |
| 91340 | Contractors, Subcontracted Hauling in Connection with Construction | MI | $310KSales |
| Code | WC Classification | St | Exposure |
|---|---|---|---|
| 7228 | Trucking, Long Distance Hauling & Drivers | MI | $2.4MPayroll |
| 7229 | Trucking, Local Hauling & Drivers | MI | $310KPayroll |
| 8810 | Clerical Office Employees, Dispatch & Billing | MI | $420KPayroll |
9% better than industry average.
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